Utilizing built-in rules and intuitive processes, WebCOBRA simplifies COBRA administration by processing all calculations of amounts due, timelines, and coverage periods so you do not have to.
WebCOBRA prepares and records all requisite documentation during a participant’s entire group-health continuation coverage period, from the COBRA General Notice as a new employee through to the exhaustion of COBRA coverage.
All letters and notices throughout a QB’s COBRA Continuation period are automatically generated at the time they are needed. In addition, if the QB is eligible for alternative state continuation, the system will issue the state continuation guidelines and enrollment forms necessary to enroll for such coverage, and apply the applicable state's regulations and time periods.
QB or Employee Data Storage
- Stores Active Employee records and generates a COBRA General Notice.
- Stores QBs and QB group (typically families) data.
- Records multiple identification numbers - SSN, QBID, and/or Employee ID.
- Stores unlimited addresses, phone numbers, and other personal information.
- History keeps a full audit of users’ modifications.
Complete COBRA/HIPAA Correspondence
- Includes all required and optional correspondence for each individual QB in the QB group, including the Certificate of Creditable Coverage (required by HIPAA).
- Quickly view and print all previously-printed letters.
- Upload documents, such as returned enrollment forms.
- Print Spanish and English letters.
Benefit Plan Detail
- Incorporate multiple benefit plans including medical, dental, vision, flexible benefit plans, Health Reimbursement Accounts (HRAs), or life insurance plans, for fully-insured or self-insured plans.
- Customize benefit plans for tier-based, flat-fee, or matrix-based costing, such as age-rated tiers.
- Include options such as specific state continuation laws, QB dependent age limits, eligibility provisions, and applicable administrative fees.
Dependent Records
- Store dependents as individual QBs, including information such as their date of birth, relationship to employee, address, and benefit details.
- Option to send dependents additional copies of correspondence.
- Ability to apply secondary COBRA qualifying events to individual QBs.
Full and Complete Payment Tracking
- A professional accounting ledger tracks payments for each QB.
- Store Premium Payment records through our easy-to-use Wizard process.
ARRA Eligible QBs
- Once an election form is received and approved as ARRA Eligible, ARRA subsidy is automatically applied to a QB’s record.
- The reduced (35%) premium for ARRA Eligible Individuals, during the specified time periods, is automatically calculated and applied.